Blank Check Stock Vs. Preprinted Checks: which is better?
While either blank check stock or preprinted checks allow writing and issuing payments, each option carries distinct advantages and disadvantages.
This comprehensive comparison examines the key differences between blank check stock and preprinted checks,covering:
• Security features
• Printing and customization options
• Ease of use
• Convenience
• Cost considerations
• Risk of fraud or theft
•Protecting your account information
Armed with this context, individuals and businesses can determine which check option better suits their specific payment needs based on importance of factors like security, flexibility and costs.
Security Features
Blank check stock:
•Requires adding your own account information, exposing it during printing.
•Lacks pre-encoded magnetic ink or other security features.
Preprinted checks:
•Contain pre-encoded account numbers and routing info for added security.
•May include holograms, duplicate check numbers and other fraud deterrents.
Printing and Customization
Blank check stock:
• Offers high customization – Logos, color matching and layout.
• Requires printing account info yourself.
Preprinted checks:
• Have prefilled account info, limiting customization.
•Generally feature standard fonts, colors and layout.
Ease of Use
Blank check stock:
•Requires filling in account info on every check, slowing usage.
•May result in errors when writing long account numbers.
Preprinted checks:
•Have account info already filled, expediting check usage and writing.
•Eliminate the potential for errors when recording account info.
Cost Considerations
Blank check stock:
•Typically costs less upfront since you print your own.
•Requiresinvestment in a printer and check-compatible ink/toner.
Preprinted checks:
•Usually have a higher upfront cost.
•Eliminate expenses associated with printing and materials.
Risk of Fraud
Blank check stock:
•Exposes your account info when printed, increasing risk of theft.
•Lacks security features, making duplication easier.
Preprinted checks:
•Have pre-encoded info, limiting exposure of account details.
•Include fraud deterrent features, reducing duplication risk.
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